TERMS OF SERVICE Last updated: March 2026 By using this website and purchasing or accessing any services from Samskara Lifestyle & Health, you agree to the following Terms and Conditions. 1. Overview The terms “we”, “us”, and “our” refer to Samskara Lifestyle & Health. The term “Site” refers to: www.samskaralifestyleandhealth.com The terms “you” and “your” refer to any user, client, or visitor of the Site. Services provided include (but are not limited to): Yoga classes (in-person and online) Workshops and day retreats Health and nutrition coaching Online courses and digital content Educational resources, blog content, and recipes 2. Use of the Site and Services You must be at least 18 years old to use this Site or purchase services. All information provided on this Site is for educational and informational purposes only and is subject to change without notice. We make reasonable efforts to ensure content is accurate and up to date but do not guarantee that all information is complete, current, or error-free. 3. Health & Wellbeing Disclaimer By participating in any yoga class, programme, or wellbeing service, you acknowledge that: You are responsible for your own health and wellbeing You will practise within your own limits You will seek medical advice where appropriate before beginning any new exercise or health programme Samskara Lifestyle & Health is not a medical provider and does not offer medical advice. Participation in all services is at your own risk. 4. Account Creation Where applicable, you may be required to provide personal information to access services. You agree that: All information you provide is accurate and up to date You will not impersonate another person You will not use the Site for unlawful purposes 5. Payments and Booking All purchases must be paid in full at the time of booking unless otherwise stated. We reserve the right to: Refuse or cancel any order Change or discontinue services Bookings are only confirmed once payment has been successfully processed. 6. Cancellations and Refunds We aim to be fair and transparent. In-Person Classes / Workshops Cancellations may be transferred or rescheduled where possible with reasonable notice Late cancellations or non-attendance may not be refunded Online Courses / Digital Products Due to the nature of digital content, refunds are generally not available once access has been granted Coaching / Programmes Refund policies will be outlined clearly at the point of purchase Nothing in this policy affects your statutory rights under UK consumer law. 7. Payment Plans Where a payment plan is agreed: You agree to complete all scheduled payments Payments will be automatically charged as agreed Missed payments may result in suspension of access to services 8. Intellectual Property All content on this Site and within our services is owned by Samskara Lifestyle & Health and includes: Written content Videos Classes Programmes Branding and materials You may not: Copy, reproduce, or distribute content Share login access to courses Use materials for commercial purposes without prior written permission. 9. User Content If you submit content (e.g. testimonials, comments, images): You confirm you have the right to share it You grant us permission to use it for marketing and promotional purposes You retain ownership of your content. 10. Limitation of Liability To the fullest extent permitted by law: Samskara Lifestyle & Health shall not be liable for: Injury or harm arising from participation in classes or services Loss of data, income, or business Indirect or consequential damages Our total liability shall not exceed the amount you have paid for the service. Nothing in these Terms excludes liability where it would be unlawful to do so. 11. Third-Party Services We may use third-party providers (e.g. payment platforms, course platforms, video tools). We are not responsible for: their availability their policies or their performance 12. Changes to Services and Terms We may update or modify: services pricing or these Terms at any time. Updates will be posted on this page. 13. Termination of Access We reserve the right to suspend or terminate access to services if: these Terms are breached behaviour is inappropriate or harmful to others 14. Governing Law These Terms are governed by the laws of England and Wales. 15. Contact If you have any questions about these Terms, please contact: Samskara Lifestyle & Health Email: [email protected]